Educational Orientation Sessions
Private, structured conversations between a consultant and a family. These sessions are designed to be thorough, patient and completely adapted to the household's specific situation.
The first session begins with listening. We ask questions that help the family articulate their current relationship with household expenses — not just the numbers, but the patterns, the anxieties and the habits they have built over time. From there, we introduce a framework for mapping income and expenditure that the family can use independently.
Subsequent sessions build on what was learned. We revisit the categories identified, explore where adjustments might be possible and practice the language for discussing these topics within the household. Every session ends with a clear summary of what was covered and what the family can explore before the next meeting.
Format
Private, one-to-one or family group
Duration
90 minutes per session
Delivery
In-person in Cartagena or remote
Suitable For
Families needing depth and privacy
Practical Group Workshops
Group learning has something private sessions cannot replicate: the experience of hearing another family describe a situation you recognize as your own. Workshops create that space.
Each workshop brings together a small group of families facing similar economic circumstances. The facilitator introduces a topic — expense categorization, identifying variable versus fixed costs, understanding the relationship between spending habits and income cycles — and then the group works through practical exercises together.
The exercises use anonymized, realistic scenarios based on common Colombian household situations. Families practice the tools with examples that feel familiar before applying them to their own data in a private reflection segment at the end of each workshop.
Format
Small group, 6 to 12 families
Duration
3 hours per workshop
Delivery
In-person, community venues
Suitable For
Families who learn well in peer settings
Follow-Up Programs
Learning is not a single event. Understanding deepens over time, especially when families have the opportunity to apply what they have learned and then reflect on that experience with support.
Follow-up programs are structured cycles of check-ins scheduled over a period of several months. Between each check-in, families work independently with the tools and frameworks they have learned. At the scheduled review, we look at what has changed, what questions have emerged and what aspects of the educational plan may need adjustment.
These programs are particularly valuable for families whose economic circumstances are actively changing — navigating a period of income reduction, adapting to a new household composition or working through the effects of a significant expense event.
Format
Individual or family, periodic check-ins
Duration
3 to 6 month cycles
Delivery
In-person or remote
Suitable For
Families in active economic transition
What families learn across all program formats
Expense Categorization
How to identify and group household expenses into meaningful categories that reveal spending patterns over time.
Fixed vs. Variable Costs
Understanding which household costs are fixed commitments and which have flexibility, and how this distinction shapes adjustment options.
Income and Expense Cycles
Recognizing the temporal rhythms of household income and how they align or misalign with expense patterns across the month and year.
Identifying Adjustment Areas
Methods for examining spending categories to identify where adjustments may be possible without compromising essential household needs.
Household Economic Conversations
Language and frameworks for discussing household economics constructively between family members, including how to approach difficult conversations.
Periodic Review Habits
How to establish a regular practice of reviewing household spending — what to look at, how often and what to do with what you find.
Not sure which program fits your family?
Get in touch and we will have an initial conversation to understand your situation. Together we can identify which format makes most sense for your household.
Contact us